Retirement is much harder than working

WARNING: Crotchety old man at the keyboard this week.

​There was a time when I wondered how I might fill my days if I retired. Now, I wish I was back at work so I could get more rest. Why didn’t anyone warn me that retirement is harder to manage than a career?
 
The first big surprise for most of us is how bad we are at time management. We never really appreciate while we’re working, but our jobs organize our lives for us. They determine the hours we’ll sleep and the hours we’ll be home and what we’ll be doing all week. It feels like a straitjacket at times, but the daily grind creates a structure that holds our lives together. 

When we're working, we know the time pressures of doing the laundry and we stick to the schedule. We're more likely to let things slide when we're retired, which is why so many old people wander around all day in sweat pants and World's Best Grandparent T-shirts.

After we've mastered time management, it's on to Latin 201, which is a prerequisite for reading the reports from our MRIs and our CT scans and our blood tests and everything else the medical profession throws at us.  
 
Then we're forced to learn an arcane dialect known as Legalese, a combination of Latin and arrogance invented by attorneys to convince us we need to pay them $500 per hour. Otherwise, how would we know if we’re leaving money to our pet turtles pari passu or per stirpes, or both? Seriously, it’s better to die broke.
 
Beyond linguistics, retirement demands expert timing to sync with the medical machine. The internist will only see patients on Tuesday from 10 to 4, but the dentist is only in on Wednesdays from 9 to 3, and the pharmacy is closed for a lunch break every day from 1 to 3. Abandon hope, all ye.
 
Then there’s the issue of insurance, as in Medicare. You need at least two policies from Medicare and one or two more as supplements, depending on your medication needs, and the amount you’ll pay will vary with your income and other factors. It was so much easier when the company picked our insurance and we had to take whatever they gave us.
 
Yes, I know, the company’s insurance plan rejected 100% of our claims 100% of the time, but at least we didn’t have to shop for all the coverage we weren't getting. It will be much simpler for our kids, of course, since all of them are “independent contractors” who don’t get any insurance at all. How I envy them.
 
With all these demands on our time, we can’t schedule activities with friends, which is fine because we don’t have any. We put them on the shelf while we were building our careers and now they’ve all dumped us. That’s why we need to spend our free time with the grandkids, who are the only people who aren’t fed up with us by now.
 
Of course, the other reason we don’t have many friends is that they’re dropping like flies. We retire at exactly the same time our working parts go kaflooey. After a while, hospital visits and funerals are almost a regularly scheduled event.
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Meanwhile, it’s damned near impossible to get any sympathy from our still-working brethren as we struggle to fill our days with meaningful, non-medical, non-funereal pursuits. At a social gathering some months ago, a business executive asked me if I was retired. When I said I was, he simply turned around and walked away.
 
I wanted to chase after him to tell him all the new Latin words I had learned that week, but then I thought better of it. Why cheat him of the opportunity to discover the challenges of retirement all on his own?
 
One of our favorite Latin words is subscribe, which is what we want you to do by clicking right HERE. Really, what else do you have to do with your time?